No. A Gold Card budget and tax review should use Gold Card terms. The separate Platinum description does not supply a Gold Card tax exemption.
Keep the financial analyses separate
Obtain current government charges for the route under consideration and qualified advice on your actual tax position. Do not treat a future product’s advertised contribution as the price of an available status, or a waitlist as a reason to commit funds without verified instructions. The financial failure is a blended figure, where a price from one description, a tax characteristic from another and an assumed timeline combine into a total no source supports.
The earliest signal is a budget carrying a single line for the programme. Build the budget for the route actually under consideration, using its own current terms and current government charges, and obtain qualified advice on the household actual tax position rather than accepting a characteristic attributed to a different route. Do not treat an unreleased product advertised contribution as the price of an available status.
A waiting-list position is not a reason to commit funds, and any payment should follow verified written instructions rather than precede them. Ask which figures would change if the route under consideration were replaced by another, and keep that answer with the budget.