Usually the relevant figure is the investor’s documented net proceeds, not the business’s headline sale value. Debt, taxes, transaction expenses, co-owner payments and holdbacks may reduce or postpone available funds.
Build two budgets from the closing
Use qualified transaction and tax advice to determine the personal amount available, then budget EB-5 capital separately from project fees, immigration work and government charges. Include the cost of obtaining historical accounting evidence. Do not count an earn-out as certain cash or assume investment returns will replace the income lost when the business is sold.
Build two budgets from the completion statement rather than one. The first is the investment budget, containing only what has actually been received and is genuinely available to commit. The second is the household's, containing tax arising on the disposal, professional fees relating to the sale, any liability the seller retained under the agreement, and the family's own requirements until new income begins.
The tax figure deserves particular care because it may fall due in a later period and is easily omitted from a plan built at completion; obtain advice on it rather than estimating. Then add the preparation costs of evidencing the ownership history and the transaction. Where any part of the consideration remains contingent, keep it outside both budgets until it is received.