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MISSISSAUGA · EB-5 FIELD GUIDE

How should we budget for spouse and child applicants?

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THE DIRECT ANSWER

Count the intending immigrants and identify their individual application, medical, document and travel expenses where applicable. A project’s capital threshold does not tell you the total cost of processing the whole family.

Check both eligibility and coverage

Confirm which relatives qualify as derivatives, including any child age issue, before relying on a family-size quote. Ask whether professional fees cover each person and later stages. Keep household living funds separate from invested capital.

Family members do not receive work permission from the initial petition alone, so a budget should not assume immediate U.S. wages to pay outstanding expenses. A first review should count people before it counts money.

Establish which relatives qualify as derivatives, noting that children must be unmarried and under 21, and identify any age issue as its own item with its own timeline. Hypothetical example: a family assumes a quoted family price covers everyone in the household, and the review finds the quote assumed two derivatives while the family has three, one of whom raises an age question. Both facts change the plan and both are available at the first meeting.

Ask whether professional fees cover each intending immigrant application or only the principal, and identify individual application, medical, document and travel expenses where applicable. A project capital threshold describes the investment and tells nobody the cost of processing a particular family.